Apply online
10–15 minutesShare your details and the funding solution you need.
A transparent process
Five steps. Clear expectations.
We take time to assess each request responsibly and explain the outcome clearly.
Assessment
1–2 business daysWe review affordability, documents and the suitability of the request.
Offer and terms
After assessmentIf approved, you receive the full offer and pre-agreement disclosure.
Agreement
At your paceReview the terms carefully and sign only when you are comfortable.
Funds released
After final checksApproved funds are released according to the signed agreement.
If your application is declined
A declined application is not an invitation to borrow elsewhere without considering affordability. We will communicate the outcome and can direct you to appropriate support or next steps where possible.