Realm Capital Solutions (Pty) Ltd

Debt consolidation

Bring eligible obligations into focus.

We support qualifying clients who may benefit from restructuring multiple eligible debts into one more manageable financial arrangement.

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All credit is subject to affordability assessment and approval.

Debt consolidation is not intended to encourage additional borrowing. Our objective is to help clients manage existing obligations more effectively where appropriate.

Is this right for you?

It may be appropriate when several eligible repayments are difficult to manage and a single structured arrangement would better suit your circumstances.

How it works

  • Review your current eligible obligations
  • Assess affordability and repayment capacity
  • Present a proposed consolidation arrangement
  • Explain all terms before you decide

What you’ll need

  • South African identity document
  • Proof of income and residence
  • Recent bank statements
  • Current statements for debts to be considered

Questions to consider

  • Will the proposed repayment be manageable?
  • Are all costs clearly disclosed?
  • Can you avoid taking on additional debt?
  • Do you understand the agreement and consequences of non-payment?

Ready when you are

Let’s find a responsible way forward.

Apply Now

All credit is subject to affordability assessment and approval.